Smart Living.
Sustainable
Legacy.
Ghana's Rent Act caps advance rent at 6 months — most landlords still ask for two years upfront. Civitas bills tenants only what's legal, collects rent by Mobile Money, and tracks every maintenance request until it's actually fixed.
Ghana Eco-Savings Calculator ☀️
Illustrative estimate of monthly utility savings from going solar — not a quote or installation service.
Three Problems, Solved for Real
No fluff, no vague "smart living" promises — this is what happens when you actually use Civitas.
Rent, Billed Legally
When a landlord asks for more than 6 months advance, Civitas only bills what's legal now — the rest becomes ordinary monthly rent, billed as it falls due.
Rent, Paid By Phone
Tenants pay via MTN MoMo, Telecel Cash, or AT Money. Every payment ties to a real installment both sides can see land, on the day it lands.
Repairs, Actually Tracked
A tenant logs an issue, a landlord assigns someone to fix it, and both sides watch it move from assigned to in progress to done — no more "I'll send someone" and silence.
How Civitas Actually Works
Four real steps, in order — this is the actual product, not a pitch deck.
Register & Invite
A landlord registers a property and generates a sign-up link for their tenant to join.
Legal Rent Schedule
Civitas calculates what’s actually owed under Rent Act 220 and builds the real payment schedule.
Pay By Mobile Money
The tenant pays each installment via MTN MoMo, Telecel Cash, or AT Money as it comes due.
Maintenance, Tracked
Either side logs an issue, a technician gets assigned, and its status is visible until it’s done.
Built for Ghana's Actual Rent Law
Most property tools are generic. Civitas starts from the specific gap in Ghana's rental market: the Rent Act caps advance rent at 6 months, but most landlords still demand a year or two upfront.
Rent Act 220 Compliant Billing
Only the legal 6-month advance is billed upfront — the rest becomes ordinary monthly rent.
Solar-Ready Property Records
Owners record whether a property has solar and battery backup at registration.
Tracked, Not Guessed
Every payment and maintenance request has a real status both sides can see.
Top Property Management Across Ghana
From high-density rental enclaves in East Legon and Cantonments to commercial facilities in Kumasi and Takoradi, Civitas powers compliant, modern real estate operations.
Greater Accra
Residential & Commercial Hubs
Luxury estate management, corporate leasing, diaspora rental oversight, and Act 220 advance rent compliance.
- ✓ East Legon
- ✓ Airport Residential
- ✓ Cantonments
- ✓ Tema Harbour
- ✓ Osu & Ridge
- ✓ Dzorwulu
Ashanti Region
Kumasi Metropolitan & Commercial
Property management, commercial SME premises, Mobile Money rent collection, and reliable technician dispatch.
- ✓ Kumasi Metro
- ✓ Asokwa
- ✓ Ahodwo
- ✓ Nhyiaeso
- ✓ Ridge
Central & Western
Coastal & Industrial Real Estate
Hospitality, student hostel facilities, solar-ready energy properties, and verified maintenance SLAs.
- ✓ Cape Coast
- ✓ Elmina
- ✓ Mankessim
- ✓ Takoradi Port
Northern Region
Savannah & Regional Centers
Commercial institutional facilities, solar micro-grid management, and local caretaker digital oversight.
- ✓ Tamale Central
- ✓ Vitting
- ✓ Education Ridge
One Platform. Every Property Need.
Whether you own a home in Accra, run a business in Kumasi, or manage properties from abroad — Civitas coordinates the maintenance, payments, and oversight so you don't have to chase anyone.
Homeowners & Landlords
Residential Property Owners
- ✓ Rent Act 220 compliant payment schedules — no guessing what's legal
- ✓ Maintenance tracked from request to completion, not just assigned
- ✓ Inspection reports and maintenance history in one place
- ✓ MTN MoMo, Telecel Cash & AT Money payments
Businesses & SMEs
Commercial Premises Managers
- ✓ Premises reliability — electrical, plumbing, HVAC, cleaning
- ✓ Security coordination and access management
- ✓ Energy monitoring and solar solutions for your site
- ✓ VAT receipts and invoice records for your accounts
Institutions
Schools, Hospitals & Corporate Facilities
- ✓ Scheduled preventive maintenance — generators, HVAC, fire systems
- ✓ Asset registers and compliance documentation store
- ✓ Multi-user facility management with approval workflows
- ✓ SLA tracking — see Civitas's own response performance
Developers & Estate Agents
Property Development & Handover
- ✓ Digital handover and snagging list management per unit
- ✓ Defect Liability Period (DLP) tracker per project
- ✓ Assign contractor, track sign-off, generate handover certificates
- ✓ Asset protection documentation from day one
Diaspora Property Owners
Owners Based Abroad
- ✓ Trusted local agent assigned to act on your behalf in Ghana
- ✓ Photo + condition reports from on-site inspections
- ✓ Coordinated repairs without you needing to be there
- ✓ Rental income and maintenance history in GHS, USD or GBP
Tenants
Residential & Commercial Renters
- ✓ See exactly what you owe and when — no disputes about the schedule
- ✓ Pay by MTN MoMo, Telecel Cash or AT Money in a few taps
- ✓ Log a maintenance issue and track its status until it's fixed
- ✓ Legal protection — only ever billed the Rent Act 220 legal amount
Frequently Asked Questions
Everything you need to know about estate management, Ghana Rent Act 220 compliance, solar-ready properties, and Mobile Money rent payments.
Every request is logged with a target response window based on priority — 2 hours for emergencies (e.g. burst pipe, electrical failure), 24 hours for urgent issues, 72 hours for standard requests, and 7 days for low-priority ones. These are tracked targets, not a guaranteed dispatch SLA — a property owner assigns a technician to each request, who updates its status as they work it.
Still have questions?
Reach out and we'll help with your estate management questions.
Ghana's Rent Act caps advance rent at 6 months — most landlords still ask for 2 years upfront. We built Civitas to close that gap, not paper over it.
Questions? Just Ask
Whether you're a property owner setting up your first lease or a tenant trying to figure out what you actually owe, send us a message and we'll get back to you.